A Quote from a InCareRX Card Distributor:
“Mike, I was in a Walgreens with my cards, standing in line to let the pharmacist know that I’ve been referring some patients to their pharmacy with our card, and I wanted them to be familiar with it. In front of me was a young woman picking up her prescription and just realized she had a $400 bill for medications her doctor said she needed to start taking through the remainder of her pregnancy to ensure that both she and the baby would survive through the difficulties she had just been diagnosed with. She was in tears explaining her dilemma, and short on cash. I handed her my card and asked that pharmacy tech to please enter this information for her off the card, and see how much it would cost. The result was around $100; an amount she could afford. Mike, she was in tears thanking me, as was the pharmacy tech behind the counter; I’m not a crier myself, but this almost brought me a tear, what a blessing. I’ve handed out thousands of these, I can’t imagine how many people I’ve helped like this that I’ve not even had the opportunity to personally witness.”
A Quote from a New InCareRx Rep, just receiving the proofs from his cards ordered, adding to his Insurance Products:
I think they (Proofs) look great! I can't wait to get them. I already got 2 referrals from using the website on an appointment. Thanks. Prior to even receiving his cards and using the flyers and referencing the web-site on an insurance appointment; he gained two new insurance referrals!
A Quote from a InCareRX Rep who has been with us for years who just starting passing out cards to generate more referrals:
I was at a Health Fair Saturday and a Flea Market on Sunday, both days got over 20 names and phone numbers (over 40 to call on Monday for appointments) of people wanting me to come over after I handed them my cards and told them what we did. I simply asked them for their phone numbers as if they were a new neighbor I was meeting; they were happy to have me call and follow up with them! I’ve bought insurance leads for almost $40 each and would be lucky if 10% of them would let me come over. This is easy! Thank You!
Quote from a Card Rep:
“Are you serious? I only passed out 500 cards before Christmas and I’m getting paid on almost 50 paid transactions this month? My previous card provider didn’t show me anything paid for at least 6 months and I handed out thousands, and my first check was for only about 20 of them. You guys are amazing, you're showing me I’ll make at least $500.00 from these few, I’ll get 10,000 out quickly, these work!”
Quote from Insurance Rep and now a InCareRX Card Rep in addition:
“For over 20 years now, we have earned healthy incomes by helping others; the addition of these cards is nothing short of a blessing and we are so happy you and your patients are enjoying them so much. It’s a Win-Win for all! Thank you, and I can’t express enough how much I enjoy working with all of you and your patients.”
Quote from a InCareRX Rep:
“I just ran out and the doctor’s office is asking me for 1,000 more cards” – yes they work and they pay! Your cards, pass them out, get 20 to 30 leads per day for DME or anything else you do, or just pass out for residual income."
Using InCareRX Cards as an Insurance Salesperson:
“She also is selling insurance and she tells me that she is one of her GA’s top producers there as well. When you hand someone something free, and simply tell them that their insurance might work better for them in many cases, but use this only when it’s better, and you are genuine, folks will simply lean to you. It’s such a simple formula!”
From a InCareRX rep, with an answer very important, not only to reps but to InCareRX participating pharmacies:
“Mike, I’ve seen nearly twice the amount of paid transactions with the InCareRX card than I’ve seen with another card company I used in the past, why?”
ANSWER:
Here is the key with our cards – they are apples and oranges compared to other cards. All cards will work for the patient/client/customer at the pharmacy. I had one pharmacist actually tell me “wow, finally a clean card, we hate those discount cards, we will take these and thanks for driving your customers to us.”
Where we are different is this:
We don’t and won’t participate in Mail Order. Other cards compete with the pharmacies by soliciting the members for mail order and cause the pharmacy to lose their customer. The reps don’t get repeated usage from the cards as a result, and only receive commissions from those not mail ordering – huge loss to the rep in the long run. The key is turning an average of 1 transaction to 10 transactions throughout the year. $1 = $10 annually; some a lot higher than this obviously.
We don’t include exorbitant fees outside of normal industry standard that the pharmacy would have to pay – it costs them no different to accept this card and keep it loaded on their customer’s insurance profile than it would any Insurance card.
As a result, our cards can be handed out in pharmacies and their parking lots unlike the competitors’ cards who would contractually lose their contract with the pharmacy and their reps lose all their commissions if caught.
You will see at least double the utilization rate on our cards as you would a competitor for the above reasons, plus the fact that our formulary pricing is structured to focus deep discounts on those drugs most need help with the most - Pain Management, Chemotherapeutic, Cosmetic, ED, Benzodiazapines (Xanax, Prozac, etc.); and all drugs not covered by insurance. We are not attempting to compete with Wal-Mart $4.00 drugs that may be taken once in a five year period such as an antibiotic for example. We discount heavy on them of course, but your income long term comes from the drugs prescribed on a monthly basis for the patient’s life.
80% of drugs are filled at a chain (CVS, WALGREENS, WALMART, RITE AID, GROCERY STORES). Payment (commissions) are near guaranteed the following month when filled at a chain. Competitors’ cards drive the member to the Independent Pharmacies for a low price – most don’t go, and pay a higher price at the chain with that card. Our cards have the same price at a CVS as they do an independent, and quite frankly many independents don’t pay – hate to say it, but it is reality. Our cards pay the following month, and the competitors 3 to 6 months out.
If this other agency is realizing a 2% utilization ratio on their cards now, with us they will see at least 4%. We released these cards as the Health Care provider we are; and released a card that would be in the best interest of our patients and the pharmacies in which they go to. Patients First, then everyone is happy; it simply works!
A Quote from another InCareRX Card Distributor:
“Hi Mike,
I’ve had several of my insurance customers use my InCareRx card. My weekly reports show an average savings of about 75%-78% for those who use the card. I just picked up a prescription for myself yesterday from a Kroger Pharmacy that was no longer covered by insurance. I’ve attached a copy of the receipt showing the price without insurance or trying to use the InCareRx Card and also the receipt showing my price after using the card. I knew the card worked but since I had never tried it myself, there was always just a little doubt and thoughts that maybe it was too good to be true.
When the pharmacist put in the InCare card info and the price using the card came up, she looked quite shocked! She said, “WOW, this is the biggest discount I have ever seen on one of these cards!” I was shocked too when I saw the amount I saved. Now I have ZERO doubt and know from my on use of the card, it is NOT too good to be true! It just works! I’ll be showing this to everyone I see and will for sure be giving out a whole lot more cards!!!
Another quote from another InCareRX Distributor:
This is a small thing, but to me it was great! My daughter is very sick with strep throat. She missed 2 days from work already, and she has no health insurance. When she got to CVS to fill her prescription, she was told that it would be $69.00. She called me and told me, and I emailed her immediately one of INCARE cards. She showed it to the clerk right from her cell phone, who proceeded to enter the information. The price dropped down to $28! I couldn't believe it! Such great great savings. Now I'm really excited, because if this can help her like that, it can help so many others in the same situation!
A Quote from another InCareRX Card Distributor (this was around Christmas):
“Are you serious? I only passed out 500 cards before Christmas and I’m getting paid on almost 50
paid transactions this month? My previous card provider didn’t show me anything paid for at least 6 months and I handed out thousands, and my first check was for only about 20 of them, you guys are amazing, your showing me I’ll make at least $500 from these few, I’ll get 10,000 out quickly, these work!”
A Quote from Rebecca B, a long time member of Team InCare sums it up best!
Good morning Mike, I think the stories are great, when reps realize this is not a selling business but a "people helping people business" they will soar like an eagle!
A Quote from another InCareRX Card Distributor:
“Hi, This is a small thing, but to me it was great! My daughter is very sick with strep throat. She missed 2 days from work already, and she has no health insurance. When she got to CVS to fill her prescription, she was told that it would be $69.00. She called me and told me, and I emailed her immediately one of INCARE cards. She showed it to the clerk right from her cell phone, who proceeded to enter the information. The price dropped down to $28! I couldn't believe it! Such great great savings. Now I'm really excited, because if this can help her like that, it can help so many others in the same situation!”
A Quote from another InCareRX Card Distributor:
"I’ve had several of my insurance customers use my InCareRx card. My weekly reports show an average savings of about 75%-78% for those who use the card. I just picked up a prescription for myself yesterday from a Kroger Pharmacy that was no longer covered by insurance. I’ve attached a copy of the receipt showing the price without insurance or trying to use the InCareRx Card and also the receipt showing my price after using the card. I knew the card worked but since I had never tried it myself, there was always just a little doubt and thoughts that maybe it was too good to be true.
When the pharmacist put in the InCare card info and the price using the card came up, she looked quite shocked! She said, “WOW, this is the biggest discount I have ever seen on one of these cards!” I was shocked too when I saw the amount I saved. Now I have ZERO doubt and know from my on use of the card, it is NOT too good to be true! It just works! I’ll be showing this to everyone I see and will for sure be giving out a whole lot more cards!!!"
Randy Reddin”
A Quote from another InCareRX Card Distributor:
Paula received this a couple weeks back, she shared it with me recently and I wanted to pass along, we love what we do:
“I know you haven't heard from me for quite some time. Truth is I got a little discouraged with results and didn't feel it necessary to keep investing in RX cards etc. I just came to the conclusion after handing lots of card this wasn't for me until something happened last week and this weekend.
I got a congratulations email last week saying I helped a client which I have no ideal who the client was. Any hoot...I was like really a $1.00 and some change whatever! The weekend rolled in and my friend came over for a visit. We were talking and her eyes lit up because she forgot to share something with me. My friend said Yolanda remember those card you were giving out to help people get discounts on their meds?
I said yes. She said a member of her church doesn't have any insurance and got extremely ill and her medication she had to have was going to cost her $300. She called my friend and asked her did she know anyone that could help her and my friend remembered the stack of RX cards I had given to her, her mom and dad. She and her mom gave out all their cards but their dad still kept a stack in his car. The member from church came over got the card, took it to pharmacy and got a $100 discount.
Not only was her life saved but her budget. Even though the $200 was a lot she still felt relieved that she had some help to keep her alive.
Anyone who is experiencing doubt about the RX cards please tell them to keep giving them out. My attitude has change. It was never about $1.00 and change it's about the life that was saved, helped and encourage that there is something out there to help them when they think all hope is lost.
The biggest lesson is how many opportunities have been lost because I didn't take the time to over look a $1.00 VS. Life. It's really true that when you change your thoughts you can change the world…..thanks for letting me share!!! “
“Mike, I was in a Walgreens with my cards, standing in line to let the pharmacist know that I’ve been referring some patients to their pharmacy with our card, and I wanted them to be familiar with it. In front of me was a young woman picking up her prescription and just realized she had a $400 bill for medications her doctor said she needed to start taking through the remainder of her pregnancy to ensure that both she and the baby would survive through the difficulties she had just been diagnosed with. She was in tears explaining her dilemma, and short on cash. I handed her my card and asked that pharmacy tech to please enter this information for her off the card, and see how much it would cost. The result was around $100; an amount she could afford. Mike, she was in tears thanking me, as was the pharmacy tech behind the counter; I’m not a crier myself, but this almost brought me a tear, what a blessing. I’ve handed out thousands of these, I can’t imagine how many people I’ve helped like this that I’ve not even had the opportunity to personally witness.”
A Quote from a New InCareRx Rep, just receiving the proofs from his cards ordered, adding to his Insurance Products:
I think they (Proofs) look great! I can't wait to get them. I already got 2 referrals from using the website on an appointment. Thanks. Prior to even receiving his cards and using the flyers and referencing the web-site on an insurance appointment; he gained two new insurance referrals!
A Quote from a InCareRX Rep who has been with us for years who just starting passing out cards to generate more referrals:
I was at a Health Fair Saturday and a Flea Market on Sunday, both days got over 20 names and phone numbers (over 40 to call on Monday for appointments) of people wanting me to come over after I handed them my cards and told them what we did. I simply asked them for their phone numbers as if they were a new neighbor I was meeting; they were happy to have me call and follow up with them! I’ve bought insurance leads for almost $40 each and would be lucky if 10% of them would let me come over. This is easy! Thank You!
Quote from a Card Rep:
“Are you serious? I only passed out 500 cards before Christmas and I’m getting paid on almost 50 paid transactions this month? My previous card provider didn’t show me anything paid for at least 6 months and I handed out thousands, and my first check was for only about 20 of them. You guys are amazing, you're showing me I’ll make at least $500.00 from these few, I’ll get 10,000 out quickly, these work!”
Quote from Insurance Rep and now a InCareRX Card Rep in addition:
“For over 20 years now, we have earned healthy incomes by helping others; the addition of these cards is nothing short of a blessing and we are so happy you and your patients are enjoying them so much. It’s a Win-Win for all! Thank you, and I can’t express enough how much I enjoy working with all of you and your patients.”
Quote from a InCareRX Rep:
“I just ran out and the doctor’s office is asking me for 1,000 more cards” – yes they work and they pay! Your cards, pass them out, get 20 to 30 leads per day for DME or anything else you do, or just pass out for residual income."
Using InCareRX Cards as an Insurance Salesperson:
“She also is selling insurance and she tells me that she is one of her GA’s top producers there as well. When you hand someone something free, and simply tell them that their insurance might work better for them in many cases, but use this only when it’s better, and you are genuine, folks will simply lean to you. It’s such a simple formula!”
From a InCareRX rep, with an answer very important, not only to reps but to InCareRX participating pharmacies:
“Mike, I’ve seen nearly twice the amount of paid transactions with the InCareRX card than I’ve seen with another card company I used in the past, why?”
ANSWER:
Here is the key with our cards – they are apples and oranges compared to other cards. All cards will work for the patient/client/customer at the pharmacy. I had one pharmacist actually tell me “wow, finally a clean card, we hate those discount cards, we will take these and thanks for driving your customers to us.”
Where we are different is this:
We don’t and won’t participate in Mail Order. Other cards compete with the pharmacies by soliciting the members for mail order and cause the pharmacy to lose their customer. The reps don’t get repeated usage from the cards as a result, and only receive commissions from those not mail ordering – huge loss to the rep in the long run. The key is turning an average of 1 transaction to 10 transactions throughout the year. $1 = $10 annually; some a lot higher than this obviously.
We don’t include exorbitant fees outside of normal industry standard that the pharmacy would have to pay – it costs them no different to accept this card and keep it loaded on their customer’s insurance profile than it would any Insurance card.
As a result, our cards can be handed out in pharmacies and their parking lots unlike the competitors’ cards who would contractually lose their contract with the pharmacy and their reps lose all their commissions if caught.
You will see at least double the utilization rate on our cards as you would a competitor for the above reasons, plus the fact that our formulary pricing is structured to focus deep discounts on those drugs most need help with the most - Pain Management, Chemotherapeutic, Cosmetic, ED, Benzodiazapines (Xanax, Prozac, etc.); and all drugs not covered by insurance. We are not attempting to compete with Wal-Mart $4.00 drugs that may be taken once in a five year period such as an antibiotic for example. We discount heavy on them of course, but your income long term comes from the drugs prescribed on a monthly basis for the patient’s life.
80% of drugs are filled at a chain (CVS, WALGREENS, WALMART, RITE AID, GROCERY STORES). Payment (commissions) are near guaranteed the following month when filled at a chain. Competitors’ cards drive the member to the Independent Pharmacies for a low price – most don’t go, and pay a higher price at the chain with that card. Our cards have the same price at a CVS as they do an independent, and quite frankly many independents don’t pay – hate to say it, but it is reality. Our cards pay the following month, and the competitors 3 to 6 months out.
If this other agency is realizing a 2% utilization ratio on their cards now, with us they will see at least 4%. We released these cards as the Health Care provider we are; and released a card that would be in the best interest of our patients and the pharmacies in which they go to. Patients First, then everyone is happy; it simply works!
A Quote from another InCareRX Card Distributor:
“Hi Mike,
I’ve had several of my insurance customers use my InCareRx card. My weekly reports show an average savings of about 75%-78% for those who use the card. I just picked up a prescription for myself yesterday from a Kroger Pharmacy that was no longer covered by insurance. I’ve attached a copy of the receipt showing the price without insurance or trying to use the InCareRx Card and also the receipt showing my price after using the card. I knew the card worked but since I had never tried it myself, there was always just a little doubt and thoughts that maybe it was too good to be true.
When the pharmacist put in the InCare card info and the price using the card came up, she looked quite shocked! She said, “WOW, this is the biggest discount I have ever seen on one of these cards!” I was shocked too when I saw the amount I saved. Now I have ZERO doubt and know from my on use of the card, it is NOT too good to be true! It just works! I’ll be showing this to everyone I see and will for sure be giving out a whole lot more cards!!!
Another quote from another InCareRX Distributor:
This is a small thing, but to me it was great! My daughter is very sick with strep throat. She missed 2 days from work already, and she has no health insurance. When she got to CVS to fill her prescription, she was told that it would be $69.00. She called me and told me, and I emailed her immediately one of INCARE cards. She showed it to the clerk right from her cell phone, who proceeded to enter the information. The price dropped down to $28! I couldn't believe it! Such great great savings. Now I'm really excited, because if this can help her like that, it can help so many others in the same situation!
A Quote from another InCareRX Card Distributor (this was around Christmas):
“Are you serious? I only passed out 500 cards before Christmas and I’m getting paid on almost 50
paid transactions this month? My previous card provider didn’t show me anything paid for at least 6 months and I handed out thousands, and my first check was for only about 20 of them, you guys are amazing, your showing me I’ll make at least $500 from these few, I’ll get 10,000 out quickly, these work!”
A Quote from Rebecca B, a long time member of Team InCare sums it up best!
Good morning Mike, I think the stories are great, when reps realize this is not a selling business but a "people helping people business" they will soar like an eagle!
A Quote from another InCareRX Card Distributor:
“Hi, This is a small thing, but to me it was great! My daughter is very sick with strep throat. She missed 2 days from work already, and she has no health insurance. When she got to CVS to fill her prescription, she was told that it would be $69.00. She called me and told me, and I emailed her immediately one of INCARE cards. She showed it to the clerk right from her cell phone, who proceeded to enter the information. The price dropped down to $28! I couldn't believe it! Such great great savings. Now I'm really excited, because if this can help her like that, it can help so many others in the same situation!”
A Quote from another InCareRX Card Distributor:
"I’ve had several of my insurance customers use my InCareRx card. My weekly reports show an average savings of about 75%-78% for those who use the card. I just picked up a prescription for myself yesterday from a Kroger Pharmacy that was no longer covered by insurance. I’ve attached a copy of the receipt showing the price without insurance or trying to use the InCareRx Card and also the receipt showing my price after using the card. I knew the card worked but since I had never tried it myself, there was always just a little doubt and thoughts that maybe it was too good to be true.
When the pharmacist put in the InCare card info and the price using the card came up, she looked quite shocked! She said, “WOW, this is the biggest discount I have ever seen on one of these cards!” I was shocked too when I saw the amount I saved. Now I have ZERO doubt and know from my on use of the card, it is NOT too good to be true! It just works! I’ll be showing this to everyone I see and will for sure be giving out a whole lot more cards!!!"
Randy Reddin”
A Quote from another InCareRX Card Distributor:
Paula received this a couple weeks back, she shared it with me recently and I wanted to pass along, we love what we do:
“I know you haven't heard from me for quite some time. Truth is I got a little discouraged with results and didn't feel it necessary to keep investing in RX cards etc. I just came to the conclusion after handing lots of card this wasn't for me until something happened last week and this weekend.
I got a congratulations email last week saying I helped a client which I have no ideal who the client was. Any hoot...I was like really a $1.00 and some change whatever! The weekend rolled in and my friend came over for a visit. We were talking and her eyes lit up because she forgot to share something with me. My friend said Yolanda remember those card you were giving out to help people get discounts on their meds?
I said yes. She said a member of her church doesn't have any insurance and got extremely ill and her medication she had to have was going to cost her $300. She called my friend and asked her did she know anyone that could help her and my friend remembered the stack of RX cards I had given to her, her mom and dad. She and her mom gave out all their cards but their dad still kept a stack in his car. The member from church came over got the card, took it to pharmacy and got a $100 discount.
Not only was her life saved but her budget. Even though the $200 was a lot she still felt relieved that she had some help to keep her alive.
Anyone who is experiencing doubt about the RX cards please tell them to keep giving them out. My attitude has change. It was never about $1.00 and change it's about the life that was saved, helped and encourage that there is something out there to help them when they think all hope is lost.
The biggest lesson is how many opportunities have been lost because I didn't take the time to over look a $1.00 VS. Life. It's really true that when you change your thoughts you can change the world…..thanks for letting me share!!! “
